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Lilian Hee-Karstadt Insurance Agency

Lilian Hee-Karstadt

Office Info

Lilian Hee-Karstadt

Lilian Hee-Karstadt Insurance And Financial Services Inc., Etobicoke, ON 1238 The Queensway
Etobicoke Ontario, M8Z 1S2 On Queensway (between Islington and Kipling) across from Mandarin Buffet

1238 The Queensway
Etobicoke Ontario, M8Z 1S2 On Queensway (between Islington and Kipling) across from Mandarin Buffet

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, 廣東話, 中文, English, Bahasa malaysia, اردو, हिन्दी, ਪੰਜਾਬੀ, Polski

Office Hours

  • Mon to Fri 9am to 5.30pm
  • Sat closed
  • After hours by appt only


1238 The Queensway Etobicoke, ON
M8Z 1S2

On Queensway (between Islington and Kipling) across from Mandarin Buffet

Map & Directions

About Me

Over 30 years experience in the insurance industry
Chartered Professional Accountant, Chartered Accountant
Fellow Life Management Institute
Excellent Customer Service
Multi Line full service Agent-Auto, Home, Life, Business
Living Benefits, Mutual Funds
Financial Services Experience in industry
We speak English, Polish, Chinese, Hindi and Punjabi in office
Service Etobicoke, Toronto, Mississauga, GTA
Also service all of Ontario
Silver Scroll Award
Select Agent, Legion of Honour
Ambassador Travel/Destinations Awards Recipient

Products and Services Offered

Auto Insurance,  Business Insurance,  Home & Property Insurance,  Life Insurance,  Living Benefits,  Mutual Funds,  Vehicle Loans

Mobile App


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File a Claim


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Contact Us

Write us or give us a call at 416-622-1200
Preferred method of contact

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Our Mission

Our mission is to act in the best interests of our clients. We offer the best protection available, help our clients manage the risks of everyday life and recover from unexpected loss. We provide competitive rates and exceptional customer service.

Our Team

photo of Raman Bhardwaj

Raman Bhardwaj

Insurance Account Representative

I can speak English, Hindi Punjabi and Urdu. OTL and LLOP Licensed. Over 15 years experience as a Sales and Customer Service Representative in the
photo of Krzysztof Augustynowicz

Kris Augustynowicz

Insurance Account Representative

• Over 20 years of insurance experience • University graduate • Chartered Insurance Professional • Can help you cover your insurance needs • Please call
photo of Yuk Yi Cora Wan

Yuk Yi Cora Wan

Insurance Account Representative

Cora has a Bachelor degree in Statistics and Actuarial Science, a Bachelor degree in Laws and a Master degree in International Relations. She has worked
photo of Tang Yang

Elizabeth Yang

Insurance Account Representative

Elizabeth has a bachelor degree in Business and Sociology. She is licensed to help you in life, auto, home and business insurance. She loves to